Towards secure and standard-compliant implementations of the PSD2 Directive

Detlef Hühnlein, Tobias Wich, Daniel Nemmert

Open Identity Summit, 2017


The present article provides a compact overview of the most important requirements of the so-called “Payment Services Directive 2” (PSD2), together with the related Regulatory Technical Standard on authentication and communication according to Article 98, and outlines how the pivotal “Access-to-Account-Interface” can be securely implemented based on widely acknowledged international standards.